JJEM: Special Edition 4 (May 2025)
JJEM: Special Edition 4 (May 2025)
2025-05-31
Digital Banking: An Analysis of Transaction Trends and Payment
Mrs.Padmalatha, Dr.Srinivasa Murthy B V,
The advent of digital banking has transformed the financial landscape, offering users a range of payment methods. In a significant leap towards Digital India, Udupi district has witnessed a remarkable surge in digital transactions. Our study explores the district's digital payment landscape, revealing a striking shift towards BHIM/UPI transactions.This study urges banks, while working towards the completion of a cashless economy in India, to prioritize digital literacy and improve their BHIM/UPI services. This study fills the gap in the understanding of digital banking in India and raises possible implications for policymakers, banks, and future researchers.
Digital Banking, BHIM/UPI, Cashless Transactions, Banking Sector