JJEM: Special Edition 4 (May 2025)
JJEM: Special Edition 4 (May 2025)
2025-05-31
Mergers and Acquisitions in Shaping Financial Performance: An Empirical Analysis of Union Bank of India in Indian Public Sector Banking Landscape
Mr. Devaraju N1, Dr. Prathap B N , Mr. Arun Kumar R
A study has been conducted on Mergers & Acquisition and its impact on Financial Performance in Banking sectors. The purpose of this paper is to understand the concept and impact of Mergers & Acquisition on the financial performance of public sector banks in India and identify the underlaying reasons, benefits and challenges faced by the banks at the time of Mergers and Acquisitions. The research was carried out using the financial report of the consolidated bank through secondary data. In this study EAGLE Model Framework is used to analyse the financial performance of Union bank of India merged with Andra bank & Corporation bank. This analysis was performed using financial parameters Return of Assets, Non-performing assets, Deposit growth rate, Loan to deposit ratio and Capital Adequacy ratio. In this paper Paired T-Test is used for the hypothesis testing, As a result, the analysis shows that there is an impact on financial performance of merged bank which is increased in the post merged phase.
Mergers & Acquisitions, Financial Performance, PSB, Consolidation