JJEM: Special Edition 1 (December 2023)
JJEM: Special Edition 1 (December 2023)
2023-12-08
Investment Behaviour of College Teachers' in Kuvempu University
Mr. Rajesh R J and Dr. Giridhar K V
Investment has become an integral part of everyone's life. People invest their savings in one or other investment avenues. People use various avenues to invest their money to get a better return in the future. The college teachers are pillars of society; they are well educated, and they are well aware of various investment avenues. The teachers educate the students about the different investment options prevailing in the market for investment purposes. In this backdrop, this paper aims to study the investment behaviour of teachers working in colleges of Kuvempu University. For the purpose of the study, primary data was used, and data was collected through a structured questionnaire from the college teachers working in degree colleges of Kuvempu University. The 53 responses were received from respondents, and the same are considered for the study. The major findings of the study are that long-term wealth creation and meeting emergencies are the main investment objectives behind respondents’ investments, and respondents’ most preferred investment avenues are insurance, mutual fund schemes, gold, and fixed deposits. Further, the respondents had confidence in their ability to select and manage investments, and they invested in companies they knew and trusted. The results of the analysis show that respondents have good financial knowledge and are systematically making investments in various investment avenues. Additionally, the investment decisions are taken by respondents themselves without any professional consultation, and most of them avoid risk and expect fixed returns from their investments.
Investment, Investment Behaviour, College Teachers, Investment Avenues